MOTO Merchant Account

virtual terminal card processing services

rates as low as
1.25%
+0.10€ per transaction
Apply for a Merchant Account Apply for a Merchant Account
Monthly Volume:
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Call centre & mail order payments

Virtual Terminal, or Virtual POS, is an application that allows you to accept card payments from clients manually when obtaining card details over phone, fax or mail, and process those transactions through a simple online form. Virtual Terminals are useful for call centres, offline outlets or POS (card present) transactions, as well as an alternative payment method for online shops when clients encounter problems or are wary of using their credit card on your website payment pages.

Our all-in-one service for MOTO merchants includes a direct merchant account (MID) with one of the reputable EU/UK or international acquiring banks, access to Virtual Terminal (online and Windows based software), optional API integration with an award-winning gateway and real-time reporting tools.

  • Web or Windows based Virtual Terminal application
  • Premium EU/UK acquiring banks
  • Visa/MC rates as low as 0.95%
  • Interchange++ pricing
  • High risk & startups accepted
  • Award winning PCI-compliant gateway
  • Optional Server-2-Server API integration
  • 150+ currencies Multi-Currency Processing
  • Real-time reporting tools
MOTO Virtual Terminal screenshot

All-in-one MOTO service

Merchant Acquiring Bank

Merchant Account

Direct MID with one of the 30+ banks, PSPs in EU/UK or internationally.
Online Payment Gateway

Virtual Terminal

Web or standalone VPOS application for fast manual transaction processing.
Dedicated Support Agent

Dedicated Agent

Dedicated agent from MerchantScout for faster approval and an ongoing support.

MOTO merchant account fees

United States based merchant
Pricing for Direct MID through an EU acquiring bank.
€100k per month domestic EU sales volume.
1.95%
Visa / Mastercard
0.25€
Transaction fee
20€/m
Gateway fee
100€
Setup
Accepted countries of incorporation
EU/UK
Global card processing
Yes
Startups accepted
Yes
High Risk accepted
Yes
CVV, AVS
Yes
Setup time
7-14 days
Chargeback fee
15€ - 25€
Refund fee
0.50€ - 1.50€
Settlement to bank account
Daily / Weekly
Processing currencies
150+
Settlement currencies:
EUR, GBP, USD, CHF, CAD, DKK, JPY, AUD, HKD, NOK, NZD, RMB, SEK, TRY, ZAR, SGD, MXN, PLN, CZK, HUF, AED, MAD, SAR
Payment methods:
Visa, Visa Debit, Visa Electron, MasterCard, MasterCard Debit, Maestro, Amex, JCB, Diners, Carte Bancaire

How does card processing work?

Diagram - How does credit card processing work

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